.. Loading ..

PROPERTY CLAIMS

A DIVISION OF ALVAREZ & SANTI, P.A.

We represent Florida insurance policyholders in “first-party” insurance claims. A first-party insurance claim is one that is asserted by a policyholder against their insurance company. This usually arises when a policyholder makes a claim for loss and the claim is improperly denied or underpaid by the insurance company.

When a Loss Occurs

When a loss occurs in your home or business, the last thing you want to do is fight with your insurance company about the denial of your claim. Unfortunately, insurance companies commonly do not make it easy for their policyholders. Insurance companies will often challenge whether the cause of the property damage falls within the scope of coverage or will give a low estimate of the dollar amount of damage. Accordingly, it becomes necessary to have an attorney who is familiar with the relevant legal principles in Florida.

Complex Issues

Property insurance claims and lawsuits can also be complex. For instance, when a building or structure is involved, the use of public adjusters, architects, engineers, contractors, plumbers, or other construction experts may be required to analyze the cause of the property damage or the amount of loss. It is essential in such cases to have an property insurance attorney who knows how to work with experts and examine them at trial.

Another issue that can make claims and lawsuits complex is that there can be more than one cause of property damage, with one being a covered risk and the other not covered under the policy. Accordingly, legal interpretations of insurance policy language may be at issue, and it is important to have an attorney with knowledge of Florida insurance law relentlessly advocating on your behalf.

What You Can Do

If you suffer a property loss, take photographs of the damage, gather receipts, and other ownership documents, and make sure you keep a written record of your communications with your insurance company. If you need immediate help with your insurance claim, please call PCLG at 786-363-0089.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_3″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]

[/et_pb_text][et_pb_divider admin_label=”Divider” color=”#dddddd” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”on”]

[/et_pb_divider][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]

FREE CLAIM EVALUATION.

[/et_pb_text][et_pb_contact_form admin_label=”Contact Form” captcha=”off” use_redirect=”off” input_border_radius=”0″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ email=”dalvarez@pclawgroup.com”]

[et_pb_contact_field field_title=”Your name” field_type=”input” field_id=”Name” required_mark=”on” fullwidth_field=”on” form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid”] [/et_pb_contact_field][et_pb_contact_field field_id=”Phone” field_title=”Your phone” field_type=”input” required_mark=”on” fullwidth_field=”on” form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid”] [/et_pb_contact_field][et_pb_contact_field field_title=”Your email address” field_type=”email” field_id=”Email” required_mark=”on” fullwidth_field=”on” form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid”] [/et_pb_contact_field][et_pb_contact_field field_title=”Type your message here” field_type=”text” field_id=”Message” required_mark=”on” fullwidth_field=”on” form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid”] [/et_pb_contact_field]

[/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section]

Feedback & Support